When I budget, I figure for the most expensive bill I have had for that service. For instance, during the summer, I won't use much gas (to heat with/hot water heater/stove), but my most expensive bill during the winter has been $150.93. So, I budget $150 every month for the gas bill. If I come under that, for instance, this month, my gas bill was $24.86, the remainder goes to savings.
I figured that I have saved at least $850 pain free this way since the beginning of the year.
One strange thing about my method is that I can't wait to pay bills! I know the money is there to pay it, there is a very good chance it will be significantly less than what I budget, and I can earmark that money for something else.
Of course the ones that don't vary don't give me that thrill. I budget exactly what I need for those.
An easy way to save
June 5th, 2008 at 07:27 am
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